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Finance and Banking in Vietnam: real experience from chats

Collected from real experience: «Finance and Banking» in Vietnam — tips, cases and rules as they are. For your case — ask Luky.

Topics

💰 Banking and Cards in Vietnam5 notes from chats 💰 Money Transfers and Exchange4 notes from chats • Services and QR Payments4 notes from chats

From real experience

ruleIt is generally permissible to take Vietnamese Dong out of Vietnam.
However, there are legal limits on the amount of currency that can be exported. Typically, exceeding a certain limit (e.g., over 5,000 USD in any currency equivalent) may require declaration or be subject to restrictions. It's best to check the latest customs regulations for specific amounts.
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how-toInquire about the payment process for Vietnamese visas.
Clarify if the visa itself is a paid service and if it's necessary for those with visa-free entry or only for extended stays. Information regarding accepted payment methods, particularly for users encountering issues with cards like Bybit's virtual card, is needed.
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riskImporting a VinFast VF3 from Vietnam to Russia is economically impractical and legally complex.
Barriers include the requirement of a local Vietnamese TRC (residence permit) to purchase, high customs duties (approx. 560k RUB), and logistical costs. The total 'turnkey' cost is estimated at 2.1–2.3 million RUB.
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tipZalo registration in Vietnam often requires sending a verification SMS which costs approximately 5,000 VND.
Ensure the local SIM card has sufficient credit to cover this premium message fee.
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tipThe most favorable currency exchange rates in Vietnam are often found at local gold/jewelry shops.
Travelers are advised to search for these shops via Google Maps rather than relying on airport exchange desks.
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