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Banking and Cards in Vietnam in Vietnam: what actually matters to know

From real experience

ruleBoth Vietcombank and BIDV are major banks in Vietnam.
Vietcombank is often considered more stable and has a strong reputation, particularly for international transactions. BIDV is also a large state-owned bank with an extensive network. The 'better' choice can depend on individual needs, such as specific services required, ATM availability in desired locations, and personal preference. It's advisable to compare their current offerings, fees, and ATM networks.
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how-toIf an ATM retains a bank card, visit the nearest branch of the bank owning the ATM immediately.
If the card was issued by a foreign bank, it is usually impossible to retrieve; block the card via the home bank's mobile app or support line.
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caseUser confirms that their BIDV bank account remains active and functional in Vietnam even after performing a visa run three weeks prior.
This information is useful for expatriates or long-term visitors regarding banking continuity.
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Asking if the BIDV card works only within Vietnam, if it can be linked to Google Pay, and if it can be used for payments on platforms like Airbnb and other services.
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tipWhen paying with an RSB card in Vietnam, a US Dollar account is not strictly necessary; a Yuan or even a Ruble account should suffice due to conversion processes.
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Related topics

💰 Money Transfers and Exchange • Services and QR Payments

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