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QR Code Payments & Services in Vietnam: real experience from chats

Short answer
Russian travelers can withdraw cash using Mir cards at VRB ATMs and use UnionPay or VietQR for payments, though transaction stability varies. It is recommended to carry cash, exchange US dollars at jewelry stores, or utilize cryptocurrency platforms like Bybit for more reliable payment options.

From real experience

Payment methods in Vietnam for Russian travelers can be inconsistent.
'Mir' cards may face issues, while UnionPay might have better acceptance. QR code payments, particularly from Sberbank, have been reported to work in some locations, but acceptance can be selective. For example, QR codes might not work at Gold Coast mall. Withdrawal from VRB ATMs using 'Mir' cards is possible. It is advisable to confirm current card acceptance policies and have backup payment methods, such as cash or other card types, readily available.
✓ 3 reports from chats
Russian tourists in Vietnam can use VRB (Vietnam-Russia Joint Venture Bank) ATMs to withdraw cash with 'Mir' cards.
For everyday payments, UnionPay cards from Russian banks (e.g., RSHB) are widely accepted in restaurants and supermarkets. Alternative payment methods include QR-code transfers via Russian banking apps (Sber, Tinkoff, MTS). US dollars (even older bills) are typically exchanged at local jewelry stores.
✓ 1 report from chats
For payments in Vietnam as a Russian citizen: MIR cards are accepted in limited locations, though VRB ATMs allow cash withdrawals.
A reliable payment method involves using cryptocurrency platforms like Bybit: exchange RUB for USDT and pay via Bybit Pay QR codes, which are widely accepted. Booking platforms like trip.com and Yandex.Travel accept Russian bank cards for hotel reservations.
✓ 1 report from chats
As of May 6, 2026, VTB Bank (Russia) applies a 4% commission (minimum 300 RUB / 6 USD/EUR) for cash withdrawals at all third-party ATMs, including international ones.
Users are advised to check updated tariff documents (Section 7.1.2) and consider alternative payment methods like P2P platforms (e.g., Bybit) or using local bank accounts.
✓ 1 report from chats
For payments in Vietnam, QR transactions via Russian banks (Sber, VTB, MTS) can be slow (up to 1.5 minutes for confirmation).
Payments may sometimes be rounded down by 1 VND, causing merchant verification issues. When using UnionPay at ATMs, note that some terminals require 6-digit PINs; if your PIN is 4 digits, try adding two zeros at the end.
✓ 1 report from chats
Payments via VietQR using Russian banking apps (Sber, VTB, Gazprombank) are widely available but intermittently unstable.
ATMs operated by VRB (Vietnam-Russia Joint Venture Bank) support Russian cards (MIR) for cash withdrawals. Standard withdrawal fees for approx. 10 million VND are around 624 RUB.
✓ 1 report from chats

Related topics

💰 Using USD and Banknote Requirements 💱 Currency Exchange Locations and Tips 💰 Paying via QR Codes (Russian Banks) • Exchanging Russian Rubles for Dong • Regional Climate Guide • Importing Vapes and IQOS to Vietnam

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