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Mir Card Cash Withdrawals via VRB ATMs in Vietnam: what actually matters to know

Short answer
The only ATMs in Vietnam that reliably support 'Mir' cards for cash withdrawals are those operated by the Vietnam-Russia Joint Venture Bank (VRB). Travelers should carry backup payment methods like UnionPay, cash, or QR-code payment options, as 'Mir' acceptance remains limited.

From real experience

To withdraw cash (Vietnamese Dong) using Russian 'Mir' cards, travelers must use ATMs belonging to VRB (Vietnam-Russia Joint Venture Bank).
VRB is the only bank in Vietnam that supports the Mir payment system. Withdrawals with Mir cards from major Russian banks (such as VTB, Alfa, or T-Bank) are processed at relatively favorable exchange rates, often superior to peer-to-peer exchange services.
✓ 3 reports from chats
Payment methods in Vietnam for Russian travelers can be inconsistent.
'Mir' cards may face issues, while UnionPay might have better acceptance. QR code payments, particularly from Sberbank, have been reported to work in some locations, but acceptance can be selective. For example, QR codes might not work at Gold Coast mall. Withdrawal from VRB ATMs using 'Mir' cards is possible. It is advisable to confirm current card acceptance policies and have backup payment methods, such as cash or other card types, readily available.
✓ 2 reports from chats
For Russian bank cards in Nha Trang, Vietnam, VRB (Vietnam-Russia Joint Venture Bank) ATMs allow withdrawals of up to 5,000,000 VND per transaction.
Other local bank ATMs typically limit withdrawals to 2,000,000 VND. Sberbank charges a fixed fee (approx. 200 RUB) per ATM withdrawal operation.
✓ 2 reports from chats
For ATM withdrawals in Vietnam using a 'Mir' card (like the Ozon card), it is specifically recommended to use VRB ATMs.
This advice is crucial for travelers carrying Russian bank cards.
✓ 2 reports from chats
Russian tourists in Vietnam can use VRB (Vietnam-Russia Joint Venture Bank) ATMs to withdraw cash with 'Mir' cards.
For everyday payments, UnionPay cards from Russian banks (e.g., RSHB) are widely accepted in restaurants and supermarkets. Alternative payment methods include QR-code transfers via Russian banking apps (Sber, Tinkoff, MTS). US dollars (even older bills) are typically exchanged at local jewelry stores.
✓ 1 report from chats
In Nha Trang, VRB (Vietnam Russia Bank) ATMs are frequently used by Russian tourists.
Users report that Sovcombank (Halva) cards may have no withdrawal fees, while Sberbank cards often incur transaction charges. The best exchange rate is generally achieved via P2P transfers on platforms like Bybit to a local Vietnamese account.
✓ 1 report from chats
When withdrawing cash from ATMs in Vietnam using a MIR card, different banks offer varying exchange rates.
It is recommended to compare rates from different banks, such as VRB, to find the most favorable option. Rates can fluctuate, so checking current rates before withdrawal is advisable.
✓ 1 report from chats
When withdrawing money in Ho Chi Minh City using MIR cards, check for commission fees.
The VRB bank ATM at 107 Nguyễn Đình Chiểu, Phường 6, Quận 3, Hồ Chí Minh is a reliable option, though VRB ATMs are scarce in the city.
✓ 1 report from chats
Vietnamese Dong can be withdrawn from a Russian 'Mir' card at VRB ATMs.
The exchange rate and commission depend on the issuing bank of the card.
✓ 1 report from chats

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