Medical Insurance: how it works in Vietnam — first-hand
Short answer
Purchase comprehensive travel insurance through providers or aggregators that covers specific needs like motorbike accidents, trip cancellations, and tropical diseases such as Dengue. For long-term stays, opt for standalone policies with high indemnity limits rather than relying on standard premium bank card coverage, which often has strict duration caps.
From real experience
For independent travel in Vietnam, medical insurance can be obtained from various insurance companies such as Tinkoff, Sber, or through online aggregators like Cherehapa.
Ensure the insurance policy covers the exact dates of your trip. The process can be completed online or directly on the insurance provider's website.
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It is highly recommended to have comprehensive travel insurance when visiting Vietnam.
Ensure your policy covers medical emergencies, trip cancellations, and lost or stolen belongings. Check the terms and conditions regarding pre-existing medical conditions and specific activities like motorbike riding.
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An individual offered to include others in their travel insurance policy in Vietnam.
This indicates a potential for group insurance arrangements or sharing of existing policies. Interested parties should contact the provider directly to understand the terms, conditions, and costs involved.
✓ 1 report from chats
Standard travel insurance included with premium bank cards often has duration limits (e.g., 45-90 days).
For long-term stays, it is recommended to purchase standalone travel insurance policies that include coverage for specific regional risks such as Dengue fever and provide higher indemnity limits.