Using foreign and UnionPay cards

For withdrawals and payments in Vietnam, a Russian Ruble UnionPay card can be useful. Consider the RSK Bank UnionPay card for favorable exchange rates. For cash withdrawals, a regular Mir card might be more reliable, though VRB ATMs are available but can sometimes be out of cash. Some tour sellers also accept Mir card payments via SBP (local transfer). For card payments, Sberbank's QR payment system works well, while VTB's may have less favorable rates. Some street vendors may accept QR payments or cash.

UnionPay cards may work in Vietnam, but acceptance can be variable. Some ATMs and merchants accept UnionPay, while others do not. It's advisable to have alternative payment methods available, such as cash or other international cards, as functionality is not guaranteed across all locations.

Russian UnionPay cards (RSB, ATB) are accepted inconsistently in Vietnam, mainly in large stores. Backup methods like USD cash or cards from other countries are recommended. Payment via Huawei Pay or other mobile solutions may also work.

Payment with Russian 'Mir' cards in Vietnam is possible but not universally accepted. Some banks, like T-Bank, offer such functionality, but it requires verification. Using QR codes from Russian banks like Sberbank or Gazprombank is also an option, provided a stable internet connection is available. Carrying some cash is recommended as a backup.

Inform the user that Alfa Bank cards from Belarus may not work with Trip.com. Advise checking for compatibility with other Belarusian bank cards.

Confirm that Kazakhstani bank cards, particularly Visa and Mastercard linked to USD or EUR accounts, are generally accepted for payments in Nha Trang, Vietnam. Advise travelers to confirm with their bank for any specific restrictions or fees that might apply and to carry some local currency as a backup.

When using Russian bank cards like RSB in Vietnam, cash is often preferred, especially for taxis. UnionPay cards are accepted in larger establishments. For RSB, payments can be made in cafes that accept them. It's advisable to have both US dollars (new or old, though old may have a slightly worse exchange rate) and Vietnamese Dong readily available. While card payments are possible, cash transactions are more common for smaller purchases and services.

As of yesterday, RSHB cards were working in Vietnam. QR codes from Sberbank are also a viable payment method, especially in smaller shops where card payments might not be accepted. It's advisable to have both card and QR payment options available.

Russian RSHB (Rosselkhozbank) UnionPay cards, particularly RUB-denominated ones, are reported to be functional in Vietnam for payments and ATM withdrawals as of recent dates. Withdrawals may incur a commission fee of approximately 250 RUB. Direct payments from a RUB account can be converted to VND. These cards have been used successfully in various shops and ATMs.

Payment methods in Vietnam can be inconsistent. Russian UnionPay cards (from banks like RSB, ATB, Altyn) are accepted at select locations, primarily large chain stores (e.g., 7/11, Lotte Mart) and branded retailers like Uniqlo, but often fail in smaller establishments. Tips for payment include requesting a different payment terminal or using mobile payment solutions like Huawei Pay or Apple Pay. Crypto cards like Bybit may also work with limitations. The most reliable methods include carrying USD cash for exchange into VND, using cards from neighboring countries (e.g., Kazakhstan, Belarus), or utilizing services like Huawei Pay in conjunction with Russian cards, especially when traveling in regions like Korea where it's more widely supported.

The log does not provide information on whether UnionPay cards are accepted in Vietnam or if they can be used for ATM withdrawals, including details on potential commissions.

UnionPay cards issued by Russian banks, such as the one from Rosselkhozbank (РСХБ), may have limited acceptance in Vietnam, especially after recent sanctions. While some establishments might accept them, it is advisable to have alternative payment methods.

Seek information on whether Belagroprombank (Visa) and Belkart cards from Belagroprombank and Belarusbank are currently functional for transactions in Vietnam, including in shopping malls and stores.

When using a UnionPay card issued by RSHB (Rosselkhozbank) in Vietnam, a RUB-denominated card is generally more cost-effective than a CNY-denominated one due to significantly lower commission fees for withdrawals. While direct RUB to VND conversion might be possible, some users report a process involving converting RUB to CNY within the app first. Exchange rates can be favorable, potentially offering better rates than local exchange offices. It's important to clarify the exact fee structure for withdrawals and currency conversions with the bank.

Russian Rosselkhozbank (RSB) UnionPay cards are functional in Vietnam, primarily in major supermarkets, chain restaurants, and hotels. Small local shops may not accept them. Using a yuan-denominated UnionPay card can be cost-effective due to the exchange rate, but users should be aware of potential 2-3% surcharges added by some merchants for card transactions.