ATM cash withdrawal procedures

When withdrawing Vietnamese Dong (VND) from ATMs, be aware of potential commission fees. The exchange rate at Tinkoff Bank is approximately 315.27 VND per unit of foreign currency. It is generally advisable to use newer USD bills for exchange, as older or worn notes may receive a less favorable rate. Exchange rates can vary between banks, so compare options.

Withdrawals using MIR cards (Russian payment system) are possible in Vietnam at select ATMs, such as VRB bank. The exchange rate is typically determined by the processing network and your bank at the time of withdrawal. Confirming with your bank about potential fees and exchange rates is recommended.

To withdraw cash in Vietnam (VND) using Russian cards, consider the following options: - **MIR cards:** Use VRB ATMs. A fee of approximately 200 RUB per transaction applies, regardless of the amount. The withdrawal limit is unknown. - **RSB UnionPay cards:** Can be used for withdrawals, but the exchange rate is not optimal. Consider using cryptocurrency for better rates. - **Sovcombank cards:** Reportedly offer commission-free withdrawals, but this needs on-site verification. - **USD:** Exchange newer USD bills in hotels in Cam Ranh for a favorable rate. Older USD bills (pre-2004 or worn) are generally not accepted or will be exchanged at a significantly lower rate.

In Nha Trang, VRB (Vietnam Russia Bank) ATMs are frequently used by Russian tourists. Users report that Sovcombank (Halva) cards may have no withdrawal fees, while Sberbank cards often incur transaction charges. The best exchange rate is generally achieved via P2P transfers on platforms like Bybit to a local Vietnamese account.

It is possible to withdraw Vietnamese Dong (VND) from a Tinkoff card at VRB bank ATMs in Vietnam. However, it is advisable to check the current exchange rates and potential fees associated with such transactions beforehand.

ATM withdrawals in Da Nang airport using Russian bank cards (specifically mentioning Rosselkhozbank - RSKB) are possible and convenient. The exchange rate is reported to be close to the official central bank rate.

As of May 6, 2026, VTB Bank (Russia) applies a 4% commission (minimum 300 RUB / 6 USD/EUR) for cash withdrawals at all third-party ATMs, including international ones. Users are advised to check updated tariff documents (Section 7.1.2) and consider alternative payment methods like P2P platforms (e.g., Bybit) or using local bank accounts.

It is not possible to directly withdraw USD or EUR from VRB (Vietnam Prosperity Joint Stock Commercial Bank) ATMs in Vietnam if the funds are held in a USD or EUR account with another bank, such as T-Bank. To access these funds, a transfer to your USD or EUR account within VRB is necessary before withdrawal.

Inquire about the possibility and associated fees of withdrawing Vietnamese Dong (VND) using a Kazakh bank card (specifically BCC) at local ATMs or banks in Vietnam. This involves checking for compatibility, withdrawal limits, and any foreign transaction fees or ATM charges.

When using a new bank card abroad for the first time, it may need to be activated at an ATM by performing a balance inquiry and entering your PIN. If this method fails, try a different ATM or change your PIN through your bank's mobile app if possible.

Russian tourists in Vietnam can use VRB (Vietnam-Russia Joint Venture Bank) ATMs to withdraw cash with 'Mir' cards. For everyday payments, UnionPay cards from Russian banks (e.g., RSHB) are widely accepted in restaurants and supermarkets. Alternative payment methods include QR-code transfers via Russian banking apps (Sber, Tinkoff, MTS). US dollars (even older bills) are typically exchanged at local jewelry stores.

Travelers can withdraw local currency (VND) directly from Russian 'Mir' cards at VRB (Vietnam-Russia Joint Venture Bank) ATMs in Vietnam. For initial airport-to-hotel logistics, travelers can pre-pay transfers in Russian Rubles via platforms like Trip.com, then stop at a VRB ATM on the way to withdraw cash.

Russian bank cards, such as Sberbank, may not be directly accepted for payments in Vietnam. However, cash withdrawal is possible at VRB ATMs using MIR cards, which automatically convert to Vietnamese Dong (VND). It is also advisable to carry US dollars for exchange at better rates locally or utilize QR code payment systems like Bybit Pay. Some users have reported successful e-visa payments using virtual cards from Bybit.

When withdrawing cash from ATMs in Vietnam using a MIR card, different banks offer varying exchange rates. It is recommended to compare rates from different banks, such as VRB, to find the most favorable option. Rates can fluctuate, so checking current rates before withdrawal is advisable.

When withdrawing money in Ho Chi Minh City using MIR cards, check for commission fees. The VRB bank ATM at 107 Nguyễn Đình Chiểu, Phường 6, Quận 3, Hồ Chí Minh is a reliable option, though VRB ATMs are scarce in the city.