Peer-to-peer transfers (e.g., Sberbank to Sberbank) can be convenient, with rates around 1 RUB to 308.87 VND reported. Some individuals offer exchange services where RUB is transferred online, and VND is provided in cash, though potential shortfalls in cash amounts have been noted. Official bank exchange rates may be lower than informal market rates. Using platforms like Binance or Bybit for crypto-to-fiat exchange is also an option. It's crucial to verify the exchange rate and ensure transparency, especially when dealing with informal exchangers. Using ATMs like VRB with Russian bank cards can also be an option, though ATM availability may be limited. Carrying USD and exchanging them in Vietnam is another common strategy, with newer USD bills potentially fetching a slightly better rate.
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