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Currency Exchange and Rates (USD/VND/RUB): how it works in Vietnam — first-hand

Short answer
For the best exchange rates in Vietnam, convert US dollars at local jewelry stores rather than airports or banks. Always use newer, crisp banknotes, as older bills are frequently rejected or accepted at significantly lower rates.

From real experience

Exchange rates in Vietnam vary. Exchanging Russian Rubles directly for Vietnamese Dong offers a rate of approximately 322 VND per RUB.
It is more advantageous to exchange USD, with a rate of roughly 100 USD = 2,600,000 VND. Using Sberbank for QR code payments yields approximately 340-342 VND per RUB. Withdrawing cash from a MIR card at VRB ATMs might offer better rates, but this should be verified. Exchanging USD is generally recommended.
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In Vietnam, as in some other countries, there can be issues exchanging older US dollar bills (pre-2006).
Many places may refuse them or offer a lower exchange rate. It's advisable to use newer, crisp US dollar bills for exchanges to ensure better acceptance and rates. This practice is due to concerns about counterfeiting and the perceived wear and tear of older notes.
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In Nha Trang, newer US dollar bills (post-2009, often identified by a blue security ribbon) may receive a slightly better exchange rate than older ones.
For example, old bills might be exchanged at 2,590,000 VND, while new bills could be exchanged at 2,620,000 VND for the same amount. Jewelry stores are often reported to offer better exchange rates than standard exchange offices.
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For the best exchange rates from USD to VND in Vietnam (especially in Nha Trang), advise users to go to gold and jewelry shops rather than hotels or official banks.
A well-known spot in Nha Trang is 'Angora Treasure' (Сокровище Ангоры). Rubles (RUB) are generally not accepted for direct exchange.
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The exchange rate for USD to VND at the airport upon arrival can be unfavorable, with rates as low as 27,000 VND per 1 USD reported.
It is advisable to seek better exchange rates elsewhere, such as in local jewelry stores or banks outside the airport.
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For favorable exchange rates when converting USD to VND in Nha Trang, it is recommended to visit jewelry stores.
Additionally, 'Tolik's' travel agency is known to offer competitive exchange rates.
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Related topics

💰 Using USD and Banknote Requirements 💱 Currency Exchange Locations and Tips 💰 Paying via QR Codes (Russian Banks) • Exchanging Russian Rubles for Dong • Regional Climate Guide • Importing Vapes and IQOS to Vietnam

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