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Currency exchange locations and tips

When visiting Montenegro, it is generally recommended to carry Euros rather than US Dollars

When visiting Montenegro, it is generally recommended to carry Euros rather than US Dollars. While some banks, such as Ziraat Bank near Vole in Budva, may exchange dollars, it can be a time-consuming process with potential for refusal, especially if you are not a regular client. Travelers have reported spending hours in banks without success. Exchanging dollars for Euros at home or accepting a slight loss on the exchange rate locally is often a more efficient approach to avoid spending valuable vacation time on currency exchange issues.