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Beaches and Seaside Recreation: how it works in Montenegro — first-hand

Short answer
Montenegro features mostly pebble or coarse sand beaches, with sandy options like Jaz, Rafailovići, and Ulcinj’s Velika Plaža. While coastal law mandates public access, many areas are managed by hotels requiring paid sunbed rentals; look for designated free zones or arrive early to use your own towels.

From real experience

For beaches near Bečići and Sveti Stefan, consider Kamenovo or Rafailoviči (which has sand).
Sveti Stefan also offers good options. The right side of Bečići is also recommended. While some beaches have paid sunbeds (around 15-30 EUR for a set), free beach areas exist, especially if you arrive early or are willing to use your own towels. Some beaches like Drobni Pijesak offer a beautiful and clean experience with options for various budgets, including free access with paid amenities.
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Sea water temperatures in Montenegro vary by location.
Around mid-July, Sveti Stefan can be ~17°C, Petrovac ~19°C, while Kotor Bay (e.g., Belaane beach in Tivat), Budva, Becici, and Bar can reach 22-25°C. Becici is often recommended for its clear and pleasant water. If coastal waters are cool due to upwelling, Skadar Lake offers warm fresh water for swimming. Note that perceptions of 'cold' vs. 'warm' water are subjective.
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True sandy beaches are rare in Montenegro, with most being pebble, concrete, or coarse sand.
Notable sandy options include Jaz beach (near Budva) and Petrovac (approx. 1 hour from Tivat). Ulcinj in the south is known for its unique 'iodine' black sand beaches. The Movenpick Teuta hotel in Risan features an artificial sandy beach. The King's Beach (Kraljeva Plaža) is currently closed and guarded.
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Kotor, Montenegro, is primarily known for its historical sites and bay.
For beaches, consider smaller, more intimate options like those in Prčanj, Dobrota, and Orahovac, which are closer to the city. Private beach clubs, such as the one in front of Huma hotel in Dobrota, offer amenities and dining. Accommodation near these areas is recommended for beach access.
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For free beach options near Budva that are less rocky, consider Rafailoviči (sandy), the right side of Bečići, or Kamenovo.
Sveti Stefan also offers accessible beaches. While Jaz beach is sandy, Ploče beach is rocky and requires a boat trip from Budva. It's advisable to check specific locations for suitability and potential accessibility issues.
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Montenegro coastal law mandates public access to the sea.
Hotels often manage beach sections with sunbeds. While access to the water is legally guaranteed, disputes with private security over using sunbeds without paying are common and often result in conflicts. Look for designated public beach areas or free sand spots.
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Budva offers public beaches suitable for spending a full day, with accessible seating options.
For affordable local dining, explore smaller cafes and eateries away from the main tourist areas. Information on specific beach names and cafe recommendations can often be found through local tourist information or online reviews.
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Some beaches in Montenegro may be privately owned or leased by hotels, restricting free access for laying towels.
These areas often feature paid sunbeds and umbrellas. However, free sections of beaches can typically be found by exploring beyond the main, occupied areas.
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Renting sunbeds and umbrellas in Budva can be expensive.
Prices observed include €40 for two sunbeds and an umbrella at Mogren Beach (a public beach). More affordable options exist on the promenade for €15-€20, though water quality might be lower. Parts of Mogren and Mogren 2 beaches are free to use.
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Beaches near Kotor include those in Dobrota, Prčanj, and Orahovac.
In Tivat, Waikiki beach is an option, along with hotel-provided pontoons and small pebble beaches along the Donja Lastva coast. Hotel-associated beaches may have high rental fees for non-guests.
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For cleaner sea water in Ulcinj, it is recommended to head towards the 'Big Beach' (Velika Plaža) or areas with rocky shores, rather than the city beach.
Some rocky areas are noted to be less crowded and potentially cleaner.
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