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Work, Study, and Daily Life in md: what actually matters to know

From real experience

ruleResidents of Moldova, including those with VNJ (temporary residence permit), staying over 183 days annually are obligated to have a medical insurance policy.
Policies purchased in the first trimester of the year benefit from a discount, while purchases after April 1st are at full price. For VNJ holders, an annual medical policy purchase is mandatory to avoid issues during VNJ renewal. Employers typically handle this for employed individuals.
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ruleThere are no specific regulations detailing the maximum permissible absence duration from Moldova for holders of a temporary VNJ (residence permit).
However, a permanent VNJ is annulled if the holder is absent from Moldova for 36 consecutive months. Annual renewal of the medical insurance policy is mandatory to avoid complications during VNJ renewal.
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tipProperty owners in Moldova can deregister residents independently at the local passport office (e.g., Varnita).
Modern Moldovan ID cards (buletins) no longer physically display the address, as registration data is managed digitally in the central database.
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ruleIn Russia, it is possible to 'buy' pension points if you are short of the required amount.
The cost is approximately 55,000 rubles per point, with a maximum of 5 points purchasable. This information is accessible via the personal account on the SFR (Social Fund of Russia) website.
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💰 Banking and Finance 🚕 Transport and Logistics • Border and Migration Control 🛂 Documentation Support • Customs Regulations

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