Pension application and qualification

When transferring Russian Rubles to Moldova for VNJ application, it is generally recommended to convert them to Euros rather than Moldovan Lei, though the best exchange rate depends on the specific date.

In Russia, it is possible to 'buy' pension points if you are short of the required amount. The cost is approximately 55,000 rubles per point, with a maximum of 5 points purchasable. This information is accessible via the personal account on the SFR (Social Fund of Russia) website.

A Moldovan citizen with Russian citizenship residing in Russia can apply for a Moldovan pension if they have at least 15 years of work experience in Moldova. The retirement age in Moldova is 63. It is generally not possible to receive pensions from both countries simultaneously; a choice must be made. Moldovan work experience before 1991 may be credited towards a Russian pension, but later periods might not be. Proof of not receiving a Moldovan pension is required if applying for a Russian pension. The process and specific rules regarding the crediting of work experience between Moldova and Russia can be complex and may have changed over time. It is advisable to consult directly with the relevant pension authorities in both countries for the most accurate and up-to-date information.

If an individual lacks the required 15 years of work experience in Moldova to qualify for a full pension, they may receive a social benefit (posobie) at age 63, amounting to 50% of the minimum pension. It is possible to 'buy' missing years of service, but this is most financially viable if only a small period (e.g., up to one year) is needed.

Moldovan authorities are discussing the possibility for Left Bank residents to apply for pensions at nearby CNAS offices on the Right Bank without changing their registration. The future Convergence Fund may be a source of financing for these payments.