ATM Selection for Cash Withdrawals: how it works in South Korea — first-hand
From real experience
Withdrawing cash from ATMs in South Korea is generally possible using UnionPay cards at major Korean bank ATMs (Shinhan, NH, Woori, Hana).
Russian bank cards like RosSelkhozbank might work, but it's advisable to confirm conditions beforehand. For currency exchange, particularly for older US dollar bills, it's recommended to use exchange offices in city centers like Myeongdong, as rates are typically better than at the airport. Exchange offices may offer slightly less favorable rates for older USD bills compared to newer ones, but it remains a viable option.
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UnionPay cards issued in Russia have very limited acceptance in South Korea.
Reliability: 1. Direct payment at POS terminals is rare (mostly Daiso, Olive Young, NICE terminals). 2. ATM cash withdrawals (Woori Bank is reported as reliable) are the primary use case. 3. For stable payments, consider using Wowpass (can be topped up via intermediaries) or international cards issued in CIS countries.
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Withdrawal of funds from Russian bank cards (e.g., RSHB/Rosselkhozbank) is possible at specific bank ATMs in South Korea, such as Woori Bank.
When using the ATM, select the 'Foreign Language' menu option. Transaction fees apply; e.g., a 3,000 KRW fee for a 200,000 KRW withdrawal.
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When withdrawing cash in South Korea using foreign cards like RSB Global UnionPay, it's important to use ATMs located within bank branches (e.g., KB-bank, Woori Bank) and ensure you select the option for foreign card transactions.
Standard ATMs on the street may not be compatible. The PIN code might be six digits long. If you encounter issues, try different bank ATMs or consult with bank staff. Having a backup plan, such as using a card with a different network or having sufficient cash, is advisable.
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For withdrawing cash from ATMs in South Korea using foreign cards, prioritize ATMs labeled 'Global ATM' or those that explicitly support international card networks.
If using a UnionPay card, look for ATMs with the 'UP' logo. Not all ATMs are equipped to handle foreign cards. Be prepared for potential transaction fees and daily withdrawal limits set by both the local ATM operator and your home bank. It is recommended to confirm these details with your bank prior to travel.
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To withdraw South Korean won using a Russian UnionPay card: 1) KB Kookmin Bank ATMs are recommended for lower commission fees.
2) When using the ATM, select 'Global' interface and choose Russian language if available. 3) Expect fees around 3,500 KRW per transaction. Alternatively, loading funds onto a Wowpass/Namane card via cash deposit machines can be more cost-effective.
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To withdraw cash from UnionPay cards (e.g., RSHB) in Seoul, look for ATMs at KB Kookmin Bank branches, specifically 'Global ATM' labeled machines.
Operation hours for lobby ATMs vary, but many external ones are 24/7. PIN entry: try 4 digits first, if rejected, try 6 digits by appending '00' to the 4-digit code. Withdrawal fee is approximately 3500 KRW.
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For UnionPay cardholders, prioritize ATMs labeled 'Global ATM'.
Major banks like Woori generally support international cards. It is strictly recommended to carry physical cash at the border, calculating approximately $100 USD per day of stay, even if holding a foreign debit/credit card.
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Union Pay cards from Russian banks have low acceptance in South Korean retail stores and taxis.
Cash is essential. ATMs at Hana Bank and Shinhan Bank are known to support withdrawals, but users report transaction fees (e.g., ~5,700 KRW for a 200,000 KRW withdrawal).
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UnionPay cards can be used for cash withdrawals in South Korea.
Woori Bank ATMs are frequently reported to be reliable for UnionPay transactions. If encountering issues with an ATM, try a different one or consult bank staff to ensure the ATM supports Global UnionPay transactions.
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UnionPay cards from Russian banks (ATB, RSHB) function in South Korea at selected ATMs.
Look for 'Global ATM' branding at Woori, KB, or Hana bank locations. Transaction fees are approximately 3,600 KRW per withdrawal.
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KB (Kookmin Bank) ATMs in South Korea are equipped to handle withdrawals from international cards.
Look for a prominent button, typically in the lower right section of the screen, indicating options for foreign cards.