Using UnionPay in Korea in South Korea: real experience from chats
Short answer
Use UnionPay cards from ATB or RSHB for South Korea, as they are accepted at specific 'Global ATM' locations like Woori, KB, or Hana. Because card acceptance is variable, always carry USD or EUR cash for exchange and use T-money or cash for local transportation.
From real experience
For K-ETA payment and use in South Korea, UnionPay cards are recommended.
Opening a UnionPay card in CNY (e.g., from RSHB or ATB banks in Russia) is advisable for broader acceptance, including K-ETA payments (which may require a VPN workaround) and online Chinese platforms. For South Korea, ATB Bank's UnionPay cards are noted for better international acceptance compared to RSHB. It's crucial to carry USD or EUR cash for exchange into KRW upon arrival, as UnionPay cards can have variable acceptance for online transactions and cash withdrawals. K-ETA payments cannot be made with cards like Sberbank or Tinkoff.
✓ 1 report from chats
For travel to South Korea, it's recommended to have some Korean Won for initial expenses like airport transportation.
US Dollars or Chinese Yuan are suggested for larger amounts, as exchanging USD to KRW within Korea can be difficult. Bus tickets to the airport can be purchased with T-money card or cash directly on the bus (around 17,000 KRW). Russian UnionPay cards may encounter issues, sometimes requiring additional digits after the PIN or facing blockages.
✓ 1 report from chats
RSK Bank UnionPay cards can be problematic for international use.
If opting for a debit card, a temporary (instant) card might be more accessible, but it's crucial to set the PIN via an RSK Bank ATM before international travel. For better reliability, consider alternative banks or obtaining an IC card.
✓ 1 report from chats
UnionPay cards from Russian banks (ATB, RSHB) function in South Korea at selected ATMs.
Look for 'Global ATM' branding at Woori, KB, or Hana bank locations. Transaction fees are approximately 3,600 KRW per withdrawal.