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Currency Exchange in Tokyo: how it works in Japan — first-hand

Short answer
Carry newer USD banknotes to avoid reduced rates or extra fees at exchange offices. For the best exchange rates, use specialized city-based offices like Ninja Exchange or World Currency Shop rather than airports or banks.

From real experience

When exchanging currency for Japan, carrying USD cash is generally advised.
While exchange rates fluctuate daily, comparing rates between Russian banks, Japanese exchange offices (like Ninja Exchange in Tokyo), and airport counters is recommended. SBI may offer slightly less favorable rates than reputable Japanese exchange offices but is better than airport rates. Consider the time spent searching for optimal rates in Japan versus exchanging in Russia.
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Exchange rates at Japanese airports are generally unfavorable.
Prefer specialized exchange offices or automated currency exchange machines in urban areas (e.g., Namba Exchange in Osaka, Shimbashi area in Tokyo). Be aware that older 'white' dollar banknotes may incur extra fees (up to 10%) or lower rates at some locations; automated kiosks are often more forgiving.
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For currency exchange in Shinjuku, Tokyo, 'Ninja Exchange' is cited as a reliable, honest option with transparent rates and no hidden commission fees.
Always check the official website for real-time rates before visiting. Avoid exchange kiosks that advertise 'No commission' but apply hidden high fees.
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For currency exchange in Japan: 1. Okinawa: Use Bank of Okinawa exchangers, often found in FamilyMart, which accept USD.
2. Tokyo: Exchange rates vary; check arrival terminals (e.g., 153.73 JPY at international arrivals). 3. Asakusa/Kamakura/Kyoto: Look for reputable exchangers like 'Ninja exchanger' during business hours. 4. Payment methods: While UnionPay is not universally accepted (e.g., 7-Eleven), it works at Lawson, hotels, and taxis. Be prepared for 'cash only' establishments. Consider carrying sufficient cash.
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The best currency exchange rates in Fukuoka are generally found in the city rather than at the airport.
For example, 'WORLD CURRENCY SHOP' is mentioned as a good option. Specific rates observed in Kyoto were 158.10 at World Currency Shop and 158.20 at Kyoto Money Exchange, while the airport rate was 156.26. Older USD bills (e.g., from 2006) may be accepted at a reduced rate or not at all by some exchange offices; it's advisable to use newer bills if possible.
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Currency exchange in Japan: Recommended specialized exchange shops offer better rates than banks or airports.
Tokyo: Ninja Exchange, Kawaii Exchange. Osaka: Namba Currency Exchange. These specialized shops are generally more tolerant of older series USD banknotes compared to traditional bank branches.
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The current exchange rate at Ninja in Shinjuku is mentioned as 158.94. Another exchange office has the same rate but charges a high commission, leading to long queues and many people leaving without exchanging currency.
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Related topics

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