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Exchanging Russian Rubles: how it works in Georgia — first-hand

Short answer
Russian-issued cards are not functional in Georgia, so travelers should rely on cash. The most cost-effective method is transferring money via 'Golden Crown' or bringing USD or EUR, as direct RUB exchange often yields unfavorable and inconsistent rates.

From real experience

Exchanging Russian Rubles (RUB) directly to Georgian Lari (GEL) in Georgia is generally unfavorable due to poor exchange rates at banks and street exchange points.
Recommended strategies include: 1. Bringing USD or EUR cash for exchange to GEL. 2. Using money transfer services like 'Golden Crown' (Zolotaya Korona): Transfer funds from a Russian bank card to yourself via Golden Crown and withdraw GEL cash at a Georgian bank. This often provides the most favorable RUB-GEL exchange rate. Old series USD banknotes are accepted for exchange at the same rate as new ones, provided they are in good condition (not torn or damaged).
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When exchanging currency in Georgia, consider the current exchange rates for both USD and RUB.
While USD may seem favorable, direct RUB exchange can sometimes be competitive, especially to avoid double conversion fees. Exchange rates vary significantly by location (e.g., Borjomi, Batumi, Kobuleti, roadside exchange points) and time, fluctuating based on seasonality and market conditions. Always compare rates before exchanging larger sums.
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As of mid-June 2026, Russian-issued Visa and Mastercard cards are not operational in Georgia.
This includes cards from major Russian banks. Travelers should rely on cash (Georgian Lari - GEL) or cards issued by banks outside of Russia. Exchanging Russian Rubles (RUB) to GEL is possible, but it's advisable to compare exchange rates at different exchange offices for the best deal. The exchange rate for buying GEL with RUB is generally favorable, but checking multiple locations is recommended.
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Russian rubles are exchangeable in Georgia, but rates in airports are significantly worse than in city centers (typically 30-40% difference).
Carrying USD is slightly more convenient due to broader acceptance, but double conversion from RUB to USD to GEL often yields negligible savings for casual travelers. Russian bank cards (MIR, Visa, Mastercard) are not functional in Georgia.
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In Georgia, US Dollars are generally preferred for currency exchange.
While some exchange offices accept Russian Rubles, the rates are often significantly worse, and not all locations handle them. Carrying USD is recommended to avoid unfavorable conversion rates and limited exchange options for RUB.
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Currency exchange in Georgia: Airport rates are generally unfavorable.
Better exchange rates for Russian Rubles to Georgian Lari (GEL) are typically found at local markets or near railway stations. Current market rates fluctuate around 0.32-0.34 GEL per 10 RUB.
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Exchange rates for Russian rubles in Batumi can be significantly lower than expected.
It is advisable to compare rates across different exchange points or consider alternative methods for currency exchange if the rates are unfavorable.
✓ 1 report from chats

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