UnionPay card acceptance and fees

UnionPay cards issued by Rosselkhozbank (RSHB) are reported to be functional in Egypt, specifically in Sharm El Sheikh. They can be used for payments at POS terminals and for cash withdrawals from ATMs without significant issues.

UnionPay cards issued by Russian Agricultural Bank (Rosselkhozbank) are functional in Egypt. They can be used at ATMs to withdraw local currency (EGP) and at select retail terminals. Withdrawal commission is 250 RUB per transaction; POS purchases typically incur no additional fees.

UnionPay cards from RSB (Rosselkhozbank) in Egypt can incur fees. There's debate on the exact percentage, with some stating up to 30% and others around 3-4%. For a RUB-denominated card, RSB's fee is reportedly 1.5% (min. 250 RUB), and the Egyptian bank might not charge its own fee. Be aware of potential double conversion via CNY, which can increase costs. For example, withdrawing 4250 EGP in May cost approximately 6018 RUB + 250 RUB fee. Some find exchanging USD to EGP more favorable, while others find the card useful as a backup when USD cash is insufficient. It's crucial to review the bank agreement and calculate the effective exchange rate.

The Rosselkhozbank (Russian Agricultural Bank) UnionPay card is reported to work in Egypt for payments. Advise Russian travelers that this card can be a viable payment option.

Russian-issued UnionPay cards (specifically Rosselkhozbank) have inconsistent acceptance in Egyptian retail chains like Carrefour. While some users report successful transactions in Alexandria and Hurghada, others face payment failures. Carrying local currency (EGP) as a backup is strictly recommended.

Rosselkhozbank (RSKhB) UnionPay cards can be used in Egypt for both payments and cash withdrawals. While some merchants (e.g., pharmacies) accept direct payments without commission, acceptance is not universal. Cash withdrawals are possible at some ATMs, specifically reported at ABC Bank, with a commission of 250 RUB for 4000 EGP. The internal conversion process (RUB-CNY-EGP) is transparent to the user. However, some ATMs that display the UnionPay logo may still reject transactions.

RosSelkhozBank UnionPay cards in Egypt primarily function for cash withdrawals at ATMs. Direct payments for goods and services using this card are not widely accepted in many establishments. Travelers should carry alternative payment methods or sufficient cash.