Travel Insurance Requirements: how it works in Germany — first-hand
Short answer
For travel to Germany, obtain European insurance from reputable providers like Allianz, Care Concept, ADAC, or SwissCare directly through their official websites. Russian policies may not be accepted or valid, so secure coverage that specifically accommodates your exact duration of stay to ensure compliance during border checks.
From real experience
Travel insurance for Germany can be obtained through various providers.
Reputable options include Allianz, Care Concept, and ADAC. It is recommended to purchase the necessary insurance directly from the chosen company's official website.
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When traveling from Poland to Germany by train, it's essential to have valid travel insurance.
While a Russian 'Tinkoff' insurance might cover Schengen countries, it's not guaranteed. The probability of being asked for insurance at the border is high. Researching options for quickly obtaining European travel insurance or confirming the coverage of existing policies is recommended. In urgent situations, contacting the German embassy for guidance might provide a solution.
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For short stays in Germany, travel insurance should ideally cover the exact duration of your stay.
While some policies offer extended coverage (e.g., an extra 15 days), it's best to check the specific terms and conditions of the insurance provider. For a one-day visit, look for policies with a minimum coverage period that accommodates this. Reputable providers like Care Concept offer various options for foreign visitors.
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For short trips from France to Germany (3 days), travelers inquire about insurance options, especially with Russian payment cards.
Solutions include: 1. Care Concept insurance, payable via 'tupa-germany' or directly with a foreign card. 2. Allianz insurance, purchasable in German branches with foreign cards or cash. 3. SwissCare, an affordable option at 14 euros for 2 weeks.
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For short trips within Europe, such as from France to Germany on a Schengen visa, it is advisable to use a European travel insurance.
Providers like ADAC or Care Concept are recommended. Russian insurance policies (e.g., Tinkoff) may not be accepted or valid for travel within the EU.