A文 Luky info portal · any country · no fluff
RU AR DE EN ES FR HI IT JA KO PT TH TR ZH

Money Transfers and Bill Payments in Germany: what actually matters to know

From real experience

riskPaying German government invoices (e.g., for school certificate recognition/Zeugnisanerkennung) from Russia is highly restricted due to sanctions.
OTP Bank is currently one of the few Russian banks still processing EUR SWIFT transfers to European IBAN accounts. Alternatively, trusted payment agents listed in verified expat community directories can be used.
✓ 1 report from chats
how-toTo transfer PayPal funds received from an employer using an Azerbaijani bank card in Germany, explore options such as linking the Azerbaijani card directly to PayPal (if supported), using intermediary money transfer services, or considering cryptocurrency exchanges as a conversion method.
Direct bank transfers from PayPal to non-EU accounts may have limitations or specific procedures.
✓ 1 report from chats
riskLegal and transparent money transfers from Russia to Germany are currently almost impossible due to sanctions and restrictions.
Advise users that direct and official channels are severely limited, and 'grey schemes' carry risks with tax authorities (Finanzamt).
✓ 1 report from chats
riskDirect transfers from a German bank account to a Lithuanian card are not possible.
Funds must be transferred from a German bank account to a German bank account, or through intermediary services. For non-EU cross-border transfers from Germany, Paysend is commonly used.
✓ 1 report from chats
caseUser in Germany wants to know if they can place an order on Ozon (a Russian online marketplace), have it delivered in Moscow, and pay with a German bank card.
The response indicates that a German card cannot be used to pay for orders on Russian websites.
✓ 1 report from chats
how-toTo make a SWIFT transfer to Germany, inquire with your bank about their current capabilities and any associated fees.
Specific banks might have limitations or require different procedures due to international regulations and sanctions.
✓ 1 report from chats

Related topics

💰 Banking and Account Management 💼 Tax Residency and Income

Answers dance around it, but never to the point?

Ask Luky — answers for your case, from recent reports, not generic articles.

And Luky is a live voice translator for real conversations: chat in the lobby with travellers from other countries.

PS: meet someone at a bar who speaks another language

Open Luky