WeChat Pay setup

Linking a single virtual wallet (like Nihao Tour Wallet) to multiple WeChat accounts, especially for different users, might be restricted by WeChat's security policies. While you can often link your Tour Wallet to your own WeChat for payments, using it across multiple unrelated accounts might flag security concerns or be technically disallowed. A safer approach might be to manage funds centrally and then transfer money between your WeChat and your children's WeChat accounts after they have their own verified accounts. Check WeChat's 'Family Payment' or 'Linked Accounts' features for official methods.

UnionPay cards issued by RSCHB (Russian Agricultural Bank) can now be linked directly to WeChat Pay. To link: go to WeChat -> Services -> Wallet -> Cards, add the card number, and verify via SMS. Direct payments from the card balance are supported, eliminating the need for intermediate top-ups.

Russian UnionPay cards (specifically Rosselkhozbank) have unstable direct integration with WeChat Pay. The current best practice for payments is using the Nihao Pay (Nihao China) app to create a Tour Wallet, which serves as a bridge for payments within Alipay or WeChat Pay.

Nihao China payments primarily work with WeChat QR codes, not Alipay QR codes. If you encounter issues, ensure you are using the correct type of QR code. Random WeChat QR codes can be found in media resources.

RSCHB (Russian Agricultural Bank) UnionPay cards can now be linked directly to WeChat Pay for payments in China. Users should navigate to the Wallet section in WeChat, add a bank card, and set the payment method. It is recommended to disable VPNs during the linking process. Note that payments for 'business' QR codes generally work well, while smaller 'personal' QR codes may have restrictions. Users should verify their own payment passwords set within the WeChat app.