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If a Didi driver (via Alipay/Didi) requests payment outside the app: 1. Decline firmly; state the trip was prepaid. 2. Do not pay cash if the app shows a completed transaction. 3. Use the in-app support function to report the driver's ID for overcharging. 4. In case of toll roads, the app typically adds this automatically to the final fare.

Nihao China can be used for taxi payments, but it may be slightly more expensive than DiDi. WeChat is generally considered a more stable and preferred option for payments.

Ride-hailing services in China booked through WeChat Pay typically operate on an automatic payment system. Once you complete your ride, the fare is usually deducted automatically from your linked payment method (Alipay, WeChat Pay balance, or linked card). If you don't manually 'end the trip', the system will likely finalize it based on GPS data or driver input, and the payment will still be processed. Ensure your WeChat account has sufficient funds or a properly linked payment method to avoid issues. If automatic payment fails, you may be prompted to pay manually later or face temporary service restrictions.

Opening a bank account in China as a foreigner is highly dependent on the specific bank branch rather than the bank brand itself. While requirements vary, a business visa increases the success rate. Regardless of visa status, being prepared to deposit cash and having a basic local language assistance (translator) is often necessary for successful application.

Opening a bank account in China as a tourist can be challenging. Requirements often include a valid passport, a Chinese visa (if applicable), a Chinese phone number, and proof of local address or registration. Some banks may require a local sponsor or a specific type of visa (e.g., student or work visa). It is generally easier to obtain a UnionPay card from your home country or use virtual wallets like Nihao China Tour Wallet, which can be linked to foreign cards. If you need a Chinese bank account, research specific bank policies (e.g., Bank of China, ICBC) beforehand and be prepared for potential language barriers or complex procedures. Having a translator or local contact can be helpful.

If you have purchased travel insurance from a bank (like Tinkoff) and are using an eSIM (e.g., from Trip.com), ensure your bank's app is compatible with eSIM data roaming. For any insurance-related issues or to contact your insurance agent, directly reach out to the assistance company specified in your insurance policy, not the agent directly.

To claim a tax refund (typically 9%): 1) Shop at stores displaying the 'Tax Refund' sign. 2) Request the necessary tax forms at the time of purchase. 3) Present the goods and forms at the airport tax refund desk before departure, specifically before submitting luggage, as officials may need to inspect the items.