Using Euros in Switzerland in Switzerland: real experience from chats
Short answer
While some businesses accept Euro cash, they often provide change in Swiss Francs at unfavorable rates. For card payments, always choose to be charged in CHF at the terminal to secure a better conversion rate.
From real experience
In Switzerland, major supermarkets like Migros accept Euro cash, but change is given in Swiss Francs (CHF), and the exchange rate is generally unfavorable.
For card payments, always choose to be charged in CHF at the terminal, as the cross-currency conversion rate is usually more favorable than allowing the card issuer to convert or paying in EUR. It is recommended to use CHF for transactions.
✓ 2 reports from chats
In Switzerland, credit/debit cards are universally accepted.
Euro cash is also widely accepted in various establishments, including hotels, train stations, and some grocery stores. However, the exchange rate when paying with euros can vary significantly; sometimes it's reported as very favorable, other times as disadvantageous. It is advisable to be aware of the prevailing exchange rates if opting to pay with euro cash.
✓ 1 report from chats
In Geneva, retail shops may accept EUR cash but return change in CHF at unfavorable exchange rates.
For currency exchange, Money&Com is frequently cited as offering better rates compared to ad-hoc merchant conversions.