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If a car rental deposit (e.g., 300 CHF in Zurich) is not returned within the agreed-upon period (typically one month), follow these steps: 1. Review the rental agreement for specific terms regarding deposit refunds. 2. Send a formal complaint or demand to the rental company's official email address. 3. If there's no response, contact the financial ombudsman (e.g., in Zurich, the office is near the main train station). 4. As a last resort, consider involving the cantonal police. 5. For large rental chains, escalate the issue to their head office or customer care department. Note on payment methods: Deposits paid via Twint or blocked on a card are usually returned to an IBAN. While direct card refunds to certain countries (e.g., Kazakhstan/Kyrgyzstan) may face issues, SWIFT transfers in USD from Switzerland to these countries generally function correctly.

When renting a car in Switzerland as a non-EU/EEA resident (e.g., from Russia) using a debit card (like a Tajik Visa), be aware of potential issues. Many rental companies, especially major ones, prefer credit cards or cards with specific BINs. Booking.com and similar platforms may reject your card during reservation. Even if a booking is confirmed, rental agencies might require a deposit (e.g., 150 CHF for fuel) upon pick-up, which may not be payable with your debit card. It is advisable to: 1. Try booking directly with local rental companies or through alternative aggregators (e.g., Economcarrental) rather than major platforms. 2. Contact the rental company's support team in advance to confirm if your specific debit card type will be accepted for the deposit. 3. Be prepared for alternatives like cash deposits or private rentals, though these carry their own risks. 4. Some users have reported success with Locauto using cards from Tajikistan.

For Swiss visa applications, a general guideline is to show approximately 100 CHF per day of stay. While there isn't an exact fixed sum universally stated, this amount is often used as a benchmark for financial proof. For a 2-3 week stay, consider having between 300-400 CHF per week available, in addition to pre-paid tickets and accommodation.

A financial guarantee for a Swiss visa or proof of sufficient funds for a stay can be demonstrated by presenting a printout of a statement from a Russian bank card.

To transfer funds to Switzerland from abroad, users can first purchase Euros and deposit them into an account. Then, within a Swiss bank, exchange the Euros to Swiss Francs (CHF) using the interbank exchange rate to minimize fees. This method is suggested when traditional transfers are complicated due to varying country cards.

Information is sought regarding the ability of Russian citizens ('rusoturisto') to receive small Western Union transfers (around 300-400 EUR) at Swiss WU branches, if the transfer is sent by an EU citizen. This is a factual query about service availability and recipient restrictions.

Switzerland is considered one of the most expensive countries globally. Some sources indicate that living costs in the UK may be lower, despite the UK also being a relatively expensive country. The cost of living in the USA has also reportedly increased.

For remote money transfers to Switzerland, an alternative option is to send cryptocurrency to the recipient. The recipient can then convert the crypto to Euros and deposit them into their Swiss bank account, followed by an exchange to Swiss Francs (CHF). This method is useful when traditional transfer options are difficult to use.

To expedite the payment of a traffic light violation fine in Switzerland, it is recommended to contact the cantonal service. While fines can sometimes take 3-4 months to arrive, they typically appear within a month. This ensures a quicker resolution and avoids delays.

In Switzerland, payment via mobile applications like Apple Pay is generally accepted. Users should verify if their specific application is compatible.