Using Cards and Withdrawing Cash: how it works in Belarus — first-hand
Short answer
Russian MIR cards, particularly from Sberbank and Gazprombank, are widely accepted for purchases and ATM withdrawals in Belarus. Users should compare bank-specific conversion rates and potential fees before traveling, as these vary significantly between institutions.
From real experience
Russian Sberbank cards can be used in Belarus for purchases and ATM withdrawals with no commission.
The exchange rate via the 'Mir' payment system is favorable. Over 10,000 Russian rubles were withdrawn in a month. The reported monthly limit in Belarusian rubles is around 22,000, but this requires further verification.
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When using MIR cards in Belarus, conversion rates can vary significantly by bank.
Some Russian banks like Sberbank, Ozon, OTP, and Gazprombank offer favorable conversion rates, often using the MIR system's exchange rate. It's important to check specific bank policies regarding ATM withdrawal fees and currency conversion before traveling. Some ATMs in Belarus, such as those from Belagroprombank, Belinvestbank, and Priorbank, may not charge their own fees, but your home bank's fees will still apply.
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Russian MIR cards from Sberbank and Gazprombank (including Union Pay Gold) generally work in Belarus.
Be aware of potentially unfavorable exchange rates applied by Russian banks. Carrying cash is advisable.