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Car Insurance for Entry: how it works in Belarus — first-hand

Short answer
You must obtain international vehicle insurance (Blue Card or Green Card) before travel, as Russian OSAGO is invalid in Belarus. Secure this policy online in advance to avoid potential delays and significant fines from Belarusian traffic police.

From real experience

When traveling by car between Russia and Belarus, 'Blue Card' insurance (a type of international motor insurance) is required.
This insurance is typically issued for the vehicle, not specific drivers. It can be obtained at border crossings or online. For border crossings, ensure you have your passport and vehicle registration documents (STS). Some checkpoints may only photograph passports and inspect the trunk, while others might require data entry into a system.
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When driving from Russia to Belarus, standard Russian OSAGO insurance is not valid.
You will need a 'Green Card' (international insurance policy). These can be purchased at kiosks near the border, which are typically open 24/7 and cost around 1000 Russian rubles. While border officials may not always check it, Belarusian traffic police can issue significant fines for its absence.
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When crossing the Belarusian border by car, be aware that checkpoints like 'Krasnaya Gorka' (en route to Brest) can experience significant queues.
Consider alternative routes, such as via Roslavl if coming from Moscow, though this may add distance. It's advisable to check current queue conditions at border crossings like Kruglovka and Krasnaya Gorka, as they fluctuate. It is recommended to obtain the 'blue card' (vehicle insurance) in Russia before your trip, although it may be available at the border crossing.
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In Belarus, the minimum term for a 'Green Card' (Blue Card) insurance policy is 14 days.
If a policy expires while in the country, it cannot be extended for a shorter period (e.g., 5 days) at a reduced rate; one must visit a 'Belgosstrakh' office to purchase a new policy for the full minimum term. Border agents may occasionally offer short-term 'border insurance' that is not standard for domestic extension.
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Travelers crossing from Russia to Belarus via the Krasnaya Gorka checkpoint should be aware of potential delays.
While fuel is generally available near Smolensk and Krasnaya Gorka, insurance program issues can cause significant waiting times (around 40 minutes observed). It is recommended to obtain insurance online in advance.
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The Belarusian 'Blue Card' (motor insurance) is typically issued per vehicle.
It is advisable to have a printed copy or a digital version (screenshot) readily available, although electronic forms are often accepted.
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