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Exchange Services: Hotels and Holidays in Brazil: what actually matters to know

Short answer
Avoid airport exchange counters due to poor rates and prioritize authorized exchange houses located in major shopping malls for better value. Confirm opening hours beforehand as many offices are closed on Sundays, and use large hotels as a backup option during holidays.

From real experience

When exchanging US Dollars to Brazilian Reals in Rio de Janeiro, avoid airport exchange counters due to significantly unfavorable rates (e.g., 4.2 BRL/USD vs.
4.8-4.95 BRL/USD in the city). It is recommended to exchange money at 'câmbio' (exchange houses) located in the city. For example, the Rio Sul shopping center in Botafogo often offers competitive rates. Many câmbios communicate via WhatsApp, allowing travelers to inquire about current rates in English. Be aware that many exchange houses, especially smaller ones on Copacabana's second line, may be closed on Sundays.
✓ 2 reports from chats
During holidays (e.g., Christmas) when banks and exchange offices might be closed, a workaround for currency exchange in Brazil is to check larger hotels.
One traveler reported exchanging 100 Euros for 550 BRL at a hotel, noting the rate might not be optimal but provides an option when other services are unavailable.
✓ 1 report from chats
Currency exchange (cambio) in Sao Paulo is best performed at authorized exchange houses in major shopping malls (e.g., GetMoney in Shopping Pátio Paulista).
Avoid unofficial offers from private messages, as they are frequently scams. Check opening hours in advance, especially on Sundays.
✓ 1 report from chats

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