Medical Insurance for Visas in Bulgaria: real experience from chats
Short answer
Bulgarian visa applicants must provide medical insurance with sufficient coverage from an accredited provider, with policies from companies like VTB and T-Bank frequently accepted. Ensure the chosen insurance is reliable for expense coverage and issued by a company accepted by the consulate, sometimes requiring purchase from foreign providers if local options are not compliant.
From real experience
For a Bulgarian visa, a medical insurance policy with sufficient coverage (e.g., 100,000 RUB) is required.
While some applicants successfully submit low-cost or bank-affiliated policies (e.g., VTB/Rosgosstrakh), it is crucial to ensure the policy's reliability and the assistance company's willingness to cover expenses, not just its acceptance for visa application. The cost of a reputable policy is generally higher than very cheap offers.
✓ 1 report from chats
For a Bulgarian visa, travel insurance must be issued by a company accredited within the European Union.
Russian insurance companies like Sogaz may not meet this criterion, requiring applicants to purchase foreign insurance. Payment for Bulgarian insurance can often be facilitated using virtual cards, such as those from CardClub, processed through platforms like Epay.
✓ 1 report from chats
VTB travel insurance with 50,000 EUR coverage is accepted for Bulgarian visa applications, despite being significantly cheaper (approx.
680 RUB) than competitors' offers.
✓ 1 report from chats
Travel insurance policies issued by T-Bank are accepted for visa applications processed via VFS.
Applicants are not required to purchase additional insurance provided by the visa center.