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Cash Usage in Austria: how it works in Austria — first-hand

Short answer
Avoid using 500 or 200 EUR banknotes in Austria, as many businesses lack sufficient change for large denominations. Always carry cash for smaller establishments and certain transport routes where card payments are not yet universally available.

From real experience

In Austria, using 500 EUR banknotes (and sometimes 200 EUR) can be problematic.
Many establishments, especially smaller ones, outside of major cities, or during off-peak hours (early morning/late evening), may not accept them due to a lack of change. It is advised to exchange large denominations into smaller ones or use bank cards. Some users reported having to deposit large bills into their bank accounts and then withdrawing smaller denominations.
✓ 2 reports from chats
For new arrivals in Austria, the ideal payment method is an Austrian bank card.
However, if opening an Austrian bank account is not immediately possible before arrival, it is crucial to note that cash (Bargeld) is still widely preferred and often necessary for transactions in Austria, especially in smaller establishments or for specific services. While awaiting an Austrian card, having sufficient cash is highly recommended.
✓ 1 report from chats
In Vienna, while some public transport routes (including city-to-airport buses) have recently introduced card payments, it is still advisable to carry cash as an alternative payment method, as card options may not be universally available across all routes.
✓ 1 report from chats

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